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Will purchasing a short-term insurance plan make it harder for me to get coverage in the future for pre-existing medical conditions? |
Answer: |
| Purchasing a short-term medical insurance plan will make you ineligible for any guaranteed issue, individual health insurance plans commonly referred to as HIPAA plans. Though HIPAA plans are usually expensive, they may be appropriate for those with pre-existing medical conditions that most health insurance companies do not cover. As a result, if you wish to maintain your eligibility for HIPAA plans, you should not purchase a short-term health insurance plan. |
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