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Home > Indivdual Health Insurance > FAQs

How can I lower my monthly premium?

Answer:

Move to a higher deductible
If you are a young and/or healthy individual who doesn't anticipate any major health problems, you may want to switch to a higher deductible health insurance plan. Your premium will become significantly lower! However, if you are certain of high medical expenses, then the opposite would apply. You may want to switch to a plan with both a lower deductible and lower out-of-pocket expenses.
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