. Health-Insurance-Save.com-health insurance save,california health,california health insurance,Health Insurance Save,cheap health insurance,lowest rate health insurance,best health insurance,cal health plan,affordable health plan,affordable health insurance,california insurance,health ins,california health coverage, ca health insurance,individual health insurance plan
we offer the best health services about health insurance save,california health,california health insurance,health-insurance-save,california insurance,health ins,california health coverage
HOME
INDIVIDUAL HEALTH INSURANCE
GROUP HEALTH INSURANCE
Individual&Family Health Insurance Child Health Insurance Short Term Health Insurance Senior Health Insurance Dental Insurance
Home > Indivdual Health Insurance > FAQs

Which plan is right for me?

Answer:

Most insurance companies offer HMOs and PPOs to individuals and families. Typically, HMO plans are chosen by people who go to the doctor often. HMOs provide more comprehensive coverage. The monthly premiums of either plan are determined by your age, are of residence, and individual needs. However, HMOs limit the doctors and facilities you can use. PPOs are often chosen by people who go to the doctor infrequently or by those who want to use any provider they choose.
PPO Health Insurance may be the right choice for you if:
  • You want more flexibility in choosing your health care provider and you are willing to share more of the cost.
  • You do not visit the doctor often.
  • You want the ability to get treatment from specialists without the hassle of obtaining pre-authorization from a primary care doctor.
  • You are willing to pay a higher share of the cost when you receive care.
Benefits
  • What health care services does each plan cover?
  • What are the limitations on the amount of coverage if I choose a lower premium plan?
  • Does the plan cover prescription medication? Preventive care? Maternity?
  • Do I need a plan that covers only basic or most of my medical expenses?
  • Do I need health insurance for my whole family or just for myself?
Access of Care
  • What doctors and hospitals are part of the plan?
  • Are the health care facilities at a convenient and accessible location?
  • Will I need to obtain a referral before I see a specialist?
  • Do I have the freedom to choose any health provider?
What's New and Hot
1. What do I need to consider when choosing a health plan?
2. Which plan is right for me?
3. How can I lower my monthly premiums?
4. How do I insure just my child?
5. MORE TOPICS
News Updates
1. Health Savings Accounts
2. New Health Plans for those in their 20's
3. Receive $1,000 credits towards your routine health care.
Home | About Us | link Partner |site map |800-681-8288
California State Health Insurance Agent, Hacienda Heights, CA 91745
Office hours:Mon – Fri from 9 am to 7 pm. Saturday from 10 am to 2 pm.
© 2003-2005 HealthInsuranceSave. All rights reserved.