 |
|
 |
 |
What if I change jobs?
- Under Federal a law called COBRA (Congressional Budget Reconciliation Act), you have the right to carry with you your group health insurance coverage for 18 months. Under certain conditions, this time may be extended to 29 or 36 months.
- You must pay the full premium, but the group rates are much cheaper than individual rates for the same coverage.
- If you are eligible under COBRA, federal law known as the Health Insurance Portability and Accountability Act of 1996 requires your employer to provide you with a Certificate of Health Coverage under your group health plan.
|
|
|
| |
What if I become unemployed? |
- You have the same rights as you do if you change jobs.
- If you worked for the same company for three years, your divorced spouse, child under age 23, widow or widower also have the same rights.
- Forms must be completed and turned in within 60 days or coverage may be denied.
|
| |
What if I am injured on the job? |
- Federal law requires most employers to carry workers’ compensation insurance as a benefit for their employees who are injured while at work.
- A California law effective January 1, 2003, raises the maximum benefits to $602 weekly while off the job due to injury, and work related death benefits to double gradually within the next few years to a maximum of $320,000.
|
|
| |
|
|
|
| What's New and Hot |
|
 |
| News Updates |
|
 |
|
|
